I never thought I'd ever use a Mortgage Broker when shopping for my home mortgage -- but I did and financially it was a smart thing to do!     J. Soga

 Hi, my name is Lawrie Thom and I am a mortgage planner. As a mortgage planner my job is simply to make sure you get the best mortgage available!

WHY USE A MORTGAGE BROKER?

Going from lender to lender, comparing products, filling out applications and trying to negotiate for their best rate can be a time consuming and sometimes intimidating process.

It's my business to be aware of all the recent trends and new products on the market.  With this knowledge I can make sure you get the right mortgage product to suit your individual needs.

WE'VE GOT CLOUT!

Since we are not affiliated with any one lender I can offer you mortgage products from over 50 lenders including Canada's largest banks, trust companies, pension and insurance funds and more. My focus is on you and meeting your needs. I am committed to making sure the entire process of arranging your financing is as easy as possible.

Because my firm, Mortgage Architects, deals with a large volume of mortgage business we have more influence when it comes time to negotiate the best interest rate for your mortgage. Generally, the mortgage rates we negotiate are 1% to 1.5% below the banks' posted rates.

I'VE GOT EXPERIENCE!

Whether you are looking to buy your first home, re-new or refinance an existing home or trying to the find the best strategy for financing an investment property, my 25 years of experience in finance, real estate sales, appraisal and taxation can help you make the right decision.

What's in it for you?  I'll do all the work and you'll get a great mortgage that will save you thousands of dollars in interest charges. And best of all in most cases it's the selected lender who pays my fees so my services are free to you!

Work with someone who works for you. Call Lawrie Thom today.

P.S. When you have friends or family who need help with their mortgages, please think of me and pass along my name. My business is based on your kind referrals.